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Pilot Program

A no-cost shadow deployment for your institution

AfriScore is seeking its first pilot partners — microfinance institutions, digital lenders, and banks serving customers that traditional bureaus can’t score. You keep your existing decision process; AfriScore scores every application in parallel, at zero cost, with zero disruption.

Parallel scoring, zero disruption

1. Integration

AfriScore connects to your loan origination system via API or a lightweight adapter, working around your existing infrastructure and data residency requirements.

2. Shadow Mode

Every loan application triggers a parallel AfriScore assessment. The result is logged but never influences your decision — your underwriters see nothing different.

3. Calibration Period

Over the pilot period, real outcomes — approvals, rejections, repayment performance — are collected to calibrate the engine to your specific customer base.

4. Calibration Report

You receive a full statistical analysis of how AfriScore would have performed on your actual portfolio, with a clear go/no-go recommendation.

Who should apply?

We’re looking for institutions serving customers who often lack traditional credit histories. The pilot is open to:

Microfinance Institutions

Community-based lenders serving informal traders, smallholder farmers, and savings groups.

Digital Lenders & Fintechs

App-based lending platforms using mobile money as a disbursement and repayment channel.

Commercial Banks

Banks launching digital lending products where bureau coverage is thin.

Development Finance Institutions

DFIs and impact investors benchmarking new underwriting tools for guarantee schemes.

What you gain from the pilot

Risk-free evaluation

No cost, no commitment. You evaluate AfriScore without changing your existing process.

Empirical calibration

The engine learns your specific customer behavior — becoming more accurate for your portfolio than any off-the-shelf model.

Regulatory alignment

The calibration report is designed to support compliance conversations with regional regulators.

Early access & influence

As one of the first pilot partners, you directly shape the product roadmap.

Where we are today

AfriScore is a working prototype, tested on synthetic data modeled on real mobile money distributions. We haven’t run a pilot yet — you would be among the first. That means more attention, more flexibility, and a partner genuinely motivated to make it work for you.

Submit your pilot application

Fill out the form below and we’ll be in touch within 48 hours to schedule a discovery call.

Pilot Program Questions