Terms of Use
Last updated: 4 August 2026
1. Acceptance of Terms
By accessing or using this website ("the Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
2. Description of Service
AfriScore is an early-stage credit scoring research project for emerging markets. The Demo page uses an illustrative local scoring model for demonstration purposes only — it does not reflect a certified or production credit scoring system.
3. Not Financial or Lending Advice
Nothing on this Site, including Demo results, constitutes a certified credit score, a lending decision, or financial advice. No lending decisions should be made based on this Site.
4. Pilot Program
Submitting a Pilot application does not create a binding agreement. Participation terms, if any, will be established separately and directly with an approved pilot partner.
5. Intellectual Property
The scoring methodology, branding, and content on this Site are the property of AfriScore and its founder. Portions of the underlying engine may be released under an open license as the project matures — see the Research page for current status.
6. Disclaimer of Warranties
This Site and its Demo are provided "as is", without warranty of any kind, express or implied.
7. Limitation of Liability
AfriScore and its founder shall not be liable for any damages arising from use of this Site or reliance on Demo results.
8. Changes to Terms
These terms may be updated as the product evolves. Continued use of the Site after changes constitutes acceptance.
9. Contact
For legal inquiries: charlesmfouapon@outlook.com